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How To Check If Your Vehicle Insurance Is Authentic


Before now you could get a third party insurance for as low as N1,500 at any vehicle licensing office without knowing if its fake or authentic. But not anymore, now you can confirm if you have a fake policy or not.

Thanks to the efforts of the Nigerian Insurance Industry Database (), a project owned by the Nigerian Insurers Association. This is a fascinating development especially in an economy where third party insurerance are sold over the counter like recharge cards.

How does it work?

Its pretty simple. Just log on to and follow the instructions laid out. You could enter your Vehicle Number or Insurance Policy number to confirm its authenticity. Once entered the result will appear right in front of you. If your policy is authentic, your vehicle number, policy number, engine number, chasis number, vehicle type will appear. if it is fake, no information will appear meaning it is not in their database. According to , “if your insurance policy is not , it is fake”.

What else can be done with it

The benefits of this are quite enormous. For example, by typing in the vehicle numbers of  suspicious vehicle, or one which is contravening traffic laws, you would get the name of the owner of the car. The police can also use it to authenticate vehicle ownership against Vehicle License and Proof of Ownership documents. The benefits are indeed immense and will materialize as time goes on.

For us at, this is a laudable development which its hope everyone adopts. Inclusion of Properties Insurance, Fire and Burglary Insurance, Life Insurance etc to this platform is also possible.

That surely will change the landscape of .

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