Home Insurance in Nigeria

Basic things you need to know about home insurance


This is a comprehensive household insurance which covers loss or damage to home or properties of the policyholder, personal effects and third party injury occasioned by fire and special perils, actual forcible or violent breaking into or out of the building or any attempted threat.


  • It is a combination of Fire, Burglary and Special perils insurances in one package as it provides cover against loss or damage from fire, special perils or theft.
  • It provides insurance cover for the building and contents within the buildings.
  • It is designed to suit the needs of all types of house owner whether it is self-owned or rented property.
  • Quotations for premium to be paid will be determined by Leadway.
  • This policy does not cover loss/damage from war, building under construction, electrical damage, government confiscation or civil commotion



  • Comprehensive household and or home contents insurance
  • Cost effective way of protecting against unexpected loss of home and contents
  • Alternative accommodation expenses paid if home becomes uninhabitable as a result of insurable peril

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